HARD TO UNDERSTAND YOUR EMPLOYER PLANS?

Sometimes, no matter how hard we try, it is difficult to understand if changes in our employer pension plans are actually advantageous to us. That’s why I thought you might want to read this week’s article taken from the Harvard Business Review. It explains a few...

STRUGGLING TO SAVE

“Why do you think Americans struggle to save for retirement?” This was one of the questions posed to an retirement expert in this week’s article. His response was “If I told you that people spend more time planning their yearly family vacation than they do planning...

RETIREMENT IQ

This week’s article takes a close look at “new research that shows a startlingly low retirement IQ” Staying informed and being educated are important and so I thought to share with you three tips to saving for retirement that are mentioned in the article: begin saving...

RETIREMENT PITFALLS

This week’s article tells us that “When it comes to retirement planning, one of the most important things you can do is to make sure you’re creating a portfolio that will provide you with lifetime income.” That may seem like a daunting task when interest rates are so...

HEALTH CARE: CAN ANNUITIES HELP COVER THE COSTS?

This week’s article tells us that a new study confirms that “America’s senior citizens have their backs to the wall financially.” “With the threat of financial ruin so prevalent, seniors need to take concrete measures to protect their financial health. That’s not a...

BABY BOOMERS AND LOW RETIREMENT IQ

This week’s article tells us ” While many Americans believe they’re retirement savvy, the average baby boomer has trouble answering even simple retirement questions. New survey data shows folks between 52 and 70 years of age have a significant gap in retirement...

EDUCATION AND RETIREMENT INCOME

This week’s article tells us that “While some recent studies have identified a decrease in the return to education as the labor market changes, education has a proven impact on lifetime income.” Lifetime income has such an extraordinary impact on our lives, whether it...

MAKING BETTER DECISIONS

Weekly we try to provide you with information that may help you in your retirement planning. Sometimes that information is obtained from studies conducted through the use of a survey. You may ask how important surveys really are. This week’s article, out of Princeton...

IDENTIFY SHORTFALLS IN YOUR RETIREMENT INCOME STREAMS

This week’s article reminds us to ask the question “Now that you have created a retirement expense budget and have created a retirement income stream, how do they match up? Do you have enough retirement income to cover your monthly expenses with inflation? If so, are...

DO YOU DRIVE IN THE FAST LANE OR THE SLOW LANE?

“On your way home from work, do you drive in the slow lane or the fast lane? Each person has a different propensity for risk. When investing, this risk propensity can be used to determine the percentage of your portfolio that is exposed to equities.” This week’s...

FEATURED ARTICLES

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Educate Yourself

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Understand the Basics

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Who's who in a Fixed Index Annuity

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Understand the Benefits

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Tax Deferral

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Indexed Interest Potential

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Protection Benefits

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This commentary was created by a third-party for the Agent’s use. NTM 08-27.